China Bank Credit Card Application

Want to have a China  bank credit card?

Here's how to apply!

Requirements:

1. Must be a Filipino Citizen
2. Must have an existing active credit card with at least 12 month history.
3. Must have SSS/Tin Identification card
4. Must have a valid government issued ID's with picture and signature.
5. Proof of income.

        Employed - gross annual income must be 250,000.00 and above
                       Latest ITR or BIR form 2316
                       Certificate of Employment
                       At least 3 months of pay slip

       For Self-employed - minimum of annual gross income of 250,000.00

                                    Audited financial statement as received by BIR

                                    BIR for 1701

Qualified? Get the application form here.

Other related topics:

PNB Credit Card Application

60-day payment extension of BDO

Affordable Printing Services in Metro Manila

SSS -Alabang Muntinlupa Branch

60-day Payment Extension - BDO

BDO Payment Extension is about credit cards from March 15, 2020 to April 16, 2020 without adding up penalties and interests.

To be qualified into BDO 60day extension, the cardholder must have an updated credit card payments or with good standing as of March 6, 2020 when the R.A 11469 applies.

Payment extension is applicable NATIONWIDE not only in NCR and it covers ALL BDO CREDIT CARDS.

If you want to pay for your credit card, you may check the following options below.

1. BDO ATM
2. BDO Mobile Banking/Online Banking
3. BDO Branches
4. GCash

Waived charges guidelines:

Fully paid accounts - total amounts due in previous SOA on time but failed to pay that the due date may fall from March 16, 2020 to April 15, 2020. Late payment fees and surcharges will be reversed in the next 2 SOA.

Not fully paid accounts or paid less than what is billed - late payment fees (interest on interest) on with due falling on March 16 - April 15, 2020. Late payment fees and surcharges will be reversed in the next 2 SOA.

For the monthly bills being paid by credit card, it is uninterrupted as long as it is within your credit limit.

Easy requirement Credit Cards

Looking for a credit card that best suits your needs and with easy requirements? You may check the given options below.

1. Citi Simplicity+ 

Requirements:

• At least 21 years old
• Government ID - TIN/SSS or UMID
• Active landline or mobile number
• Certificate of Employment
• Bank Statement showing your one month salary
• Payslip/ITR

Annual Fee - zero annual fee for life

   Monthly Income Requirement - 10,000.00

Interest Rate - 3.50%

2. EastWest Practical Mastercard

Requirements:

• At least 21 years old
• Home and office address must be in Metro Manila and other locations stated by EastWest Bank
• Active landline or mobile number
• Duly accomplished Application Form
• Valid ID's
• Employees - Certificate of employment, 3 months payslip

Annual Fee - 1,400 for the first year

Monthly Income Requirement - 10,000.00

Interest Rate - 3.25% for supermarket, fuel and drugstores transactions

                      3.49% for other purchases

     

3. HSBC Red Mastercard

Requirements:

• At least 18 - 70 years old
• Active landline or mobile number
• Latest ITR
• Audited financial statements (latest) or payslips (last 3 months)
• Two valid ID's (Divers License, SSS, TIN, GSIS, Company ID) 

Annual Fee - no annual fee for the 1st year

Monthly Income Requirement - 17,000.00

Interest Rate - 3.50% 

PNB Credit Cards - Apply now!!

Planning to apply for PNB credit card? Here's how!

General Requirements:

• Must be a Philippine Resident and a Filipino Citizen
• Aged must be 21-65 years of age
• Gross annual income must not be lower than 120,000.00
• Employed as a regular employee for at least one year
• Or must be self employed for at least two years

Additional Requirements:

• For employed applicant - COE, payslips for the last three months and COE indicating the hiring date.
• Government issued ID (with photo) and company ID
• Foe self- employed applicants - audited Financial Statements (latest) or Income tax Return (latest)

Related Topic:

SSS Calamity Loan

ATM Card Application

Payment Extension - Re: Covid19

Credit Cards Payment Extension - Re: Covid-19

BPI is giving a 30-day extention on the credit card bills to those who are residing in areas affected by Enhanced Community Quarantine (ECQ) due to Covid-19.

Security Bank is also giving 30-day extension to the list of products below to costumers who's payments are within March 16, 2020 - April 14, 2020 and with no past due accounts.

• Credit Cards
• Auto Loans
• Home Loans
• Personal Loans
• Business Express Loans
• Salary Advance
• Business Mortgage Loans

Other Related Topics

How to apply for SSS Calamity Loan

SSS Guidelines - Covid-19

ATM Card Application

ATM Application becomes easier nowadays. This is for the benefit of the people who don't have so much time going to open an account and deposit.

To those who doesn't have their savings account, you only need two valid ID and the cash that will serve as your initial deposit.

They will provide you the form that your going to fill in as your registration. After the form in filled and the cash is deposited, you ATM card will be available in two weeks right after the registration.

Credit Card

Credit card is a payment card given to the consumers/users that can be used as another form of payment. It grants the cardholder to pay for goods and services depending on the terms of credit between the bank (credit card issuer)  and the cardholder. A credit card has a credit limit, credit limit is the point where you are only allowed to consume in your credit card.

Modes of payment for a credit card may vary on the bank or the issuer of the cards, different banks also has different terms and conditions.

To avail a credit card, you may choose what bank offer will suit your needs.